Loan Criteria – Nationwide Capital, LLC

PRODUCTS & SERVICES

Bridge: 1-4 Family Non-Owner Occupied/Investor Home

Term: Short (6 to 24 Months)

Loan Amount: Up to $7.5M

Max Loan to Cost: 85%

Max Loan to ARV: 70%

Bridge: Multifamily/Mixed Use

Term: Short (12 to 24 Months)

Focus on infill locations with high occupancy rates
Increased scope of project review

Loan Amount: Up to $7.5M

Max Loan to Cost: 75%

Max Loan to ARV: 70%

COMMERCIAL REAL ESTATE FINANCING

Term: Short (5 to 30 Years)

Lending Area: United States

Property Types: Income Producing Commercial Properties

Loan Size: $7.5M to $50M

Interest Rates: Between 9% to 18%

Amortization: 5, 7, 10, 15, 30 Years

Loan to Value: Up to 90%

Funding Fee: 1% to 4%

GROUND UP CONSTRUCTION

Term: Short (12 to 24 Months)

Program for customers with higher construction experience
Focus on infill locations
Increased scope of project review

Loan Amount: Up to $10M

Max Loan to Cost: Up to 75% of purchase price

Max Blended LTC with Interest Reserve: 90%

Eligible Property Types

Non Owner Occupied SFR

Single Family Residences (“SFR”) NOO
2-4 Unit Homes
Condominiums NOO

Townhomes NOO

Multifamily and Mixed-Use Properties

Multifamily apartment buildings (5+ units)
Mixed-Use buildings (residential space is more than 70% of the property square footage and at least 70% of total gross potential rental income

Rescue Capital

Sponsor Issues
Defaulted Loans
Bankrupted Loans
Partner Buyouts

HARD MONEY

Term: 1 – 3 Years

Lending Area: 50 States

Property Types: All Commercial Properties Considered

Loan Size: $500,000 to $10M

Interest Rates: Between 12% and 18%

Amortization: Interest Only with no prepayment penalty after 3 – 6 months

Loan to Value: Up to 65%

Funding Fee: Between 4% and 6% taken at closing from loan proceeds

Closing Terms: Closings within 2 weeks

One in-house team, Origination to Closing

Your loan is handled completely in-house, so you know who is working on your deal from start to finish. If you have any questions, we will be here to answer them