Loan Products

Created for Real Estate Investors

Bridge Loans

2 Year No-Ratio Bridge
  • Loan on a single rental property not based on DSCR
  • Single-family (1-4 unit), condo, townhome
  •  Up to 100% of cost, 75% of value
  • 24 month term (interest only, no prepayment penalty)
  • $75k – $2M
  • Purchase or refinance
Apply
Fix & Flip
  • Loan on a single rental property not based on DSCR
  • Loan on a single fix & flip project
  • Up to 90% of cost
  •  6 to 24 month terms, (via extensions)
  • $75k – $2M+
  • Fixed and floating rate options
  • Purchase or refinance
Apply
Light Bridge
  • Multifamily, MHC, Self-Storage, Industrial, Retail, Student Housing
  • As-is LTV max of 75%; Max as-stabilized LTV of 65%
  • Min in-place NCF DSCR of 1.0x on NCF and stabilized of 1.25x
  •  2+1+1+1 or 3+1+1
  • $5.0MM – $20.0M+
  • No more than 50% of the committed balance to be future funded
Apply

Construction Loans

Ground Up Construction
  • Loan on new construction of a single property
  • Single-family (1-4 unit), condo, townhome
  • Up to 85% of cost
  • 12 to 24 month term, (via extensions)
  •  $250k – $2.5M+
Apply
Built for Rent
  •  Loan on new construction of multiple rental properties
  •  SFR or townhome communities (65% LTV stabilized)
  • 18 to 30 month term (via extensions)
  • $3M – $30M+
Apply

Multifamily Loans

Multifamily Bridge
  • Short-term loan on a transitional multifamily project
  • Multifamily, condos, mixed use with majority residential
  • Up to 75% of cost, 65% of value
  • Up to 30 month term (via extensions)
  • $3M – $15M+
Apply
Multifamily Term
  • Long-term loan on a stabilized multifamily property
  • Multifamily, condos, mixed use
  • Up to 75% of value
  • 3, 5, 7, or 10 year term
  • $500k – $50M+
Apply

Rental Loans

Rental Portfolio
  • Fixed rate loan on a portfolio of 5+ rental properties or units
  • SFR, condo, townhome, multifamily
  • Up to 75% of value (70% LTV on 3-year term)
  • 3, 5, 7, or 10 year term
  • $500k – $50M+
Apply
30-Year DSCR
  • Fixed rate loan on a rental property based on DSCR (1.0x)
  • SFR (1-4 unit), condo, townhome
  • Up to 80% of value
  • 30 year term
  • $75k – $2M+
Apply
Short-Term Rentals
  • Fixed rate loan on a 5+ short-term rentals w/ 12+ month operating history
  • SFR, condo, townhome, multifamily
  • Up to 75% of value (70% LTV on 3-year term)
  • 3, 5, 7, or 10 year term
  • $500k – $50M+

Start and grow your portfolio with us

Nationwide Capital has a mix variety of loan programs to start and grow your real estate investment portfolio

Apply Today